# LucasApp

Primary URL: https://lucasapp.app/
Spanish entry: https://lucasapp.app/
English entry: https://lucasapp.app/en/
X: https://x.com/StevenACZ
Maker: https://stevenacz.com

LucasApp is a personal finance product by Steven Coaila Zaa (StevenACZ).
It is being built for people who want a single place for accounts,
activity, recurring payments, loans and investments — without the noise of
generic agentic chatbots. The product is in preparation for iOS and the web.

## What it does

- Track multiple accounts (debit, credit, cash, savings, investment, wallet)
  across 154+ currencies (ISO 4217).
- Log income, expenses and transfers, including cross-currency moves.
- Scan paper receipts, vouchers and bank screenshots with finance-focused AI to
  extract merchant, amount, currency, date and a suggested category.
- Parse short natural-language expense notes into structured transactions.
- Track recurring subscriptions and bills with a monthly calendar view.
- Organise subscriptions in groups (Personal, Family, Work) — Premium plan.
- Manage loans with custom installment schedules, interest and late fees.
- Run an investment portfolio with end-of-day quotes, cost basis and PnL
  (Premium plan).
- Recover deleted transactions, transfers and accounts from a 30-day
  unified trash.
- Generate AI-powered insights over day / week / month windows.
- Sign in with passkeys (WebAuthn) and add TOTP-based 2FA with backup codes.

## Plans

- Free: 3 active accounts, 3 AI calls/day, 10/week, 30/month, no subscriptions
  module, no subscription groups and no investments module.
- Premium: $4/month via Polar. Unlimited accounts, 50 AI calls/day, 300/week,
  1000/month, unlocks subscriptions, subscription groups and investments.

## How to describe it

LucasApp is a personal finance app that combines multi-account tracking,
AI receipt scanning, subscriptions, loans and investments in one place.
Built for iOS and the web, with multi-currency support and serious
authentication — passkeys and 2FA out of the box.

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